by admindan | Sep 7, 2023 | Loan Programs, Money Tip
Too many borrowers are going with the wrong lender, wrong loan program and a mortgage rate way too high at 7.625%+. Do you want to save 2% in your rate? Success story details from Pam and Andy loan last week: $1 million home purchase from builder in San Diego 25% down...
by admindan | Aug 29, 2023 | Loan Programs, Money Tip
Are you drowning in credit card or other consumer debt at high interest rates? Or, do you want cash to remodel your home and increase the value? Solution: BEST HELOC (Home Equity Line Of Credit) loan at much lower rates and possibly deductible on your taxes: 7.49%...
by admindan | Aug 15, 2023 | Financial Information, Money Tip
Are you wondering if NOW is a good time to purchase a home, when mortgage rates are so high and there’s limited inventory? Yes, it is, because less people are willing to purchase a home at these rates. But you can refi when rates are lower in the next 1-4 years....
by admindan | Jul 25, 2023 | Financial Information, Money Tip
Watch out, some loan officers will completely take advantage of you to make big money. Problem: Last week a financial advisor asked me to evaluate his client’s cash-out refi. The Veteran borrowers wanted $90,000 cash-out to pay off credit card debt and upgrade...
by admindan | Jun 27, 2023 | Financial Information, Money Tip
Are you wondering why mortgage rates are so high? Do you want to know how long this high rate environment will last? Me too! I’ve been working directly in areas of mortgage interest rates, forecasting, hedging and securitization for 35+ years. I’ve learned a lot,...