by Dan the Man for Mortgages | Sep 19, 2023
Are you looking for the best mortgage loan to purchase a home for the next 3 to 10 years? Solution: Great ARM (adjustable rate mortgage) options of 3/1, 5/1, 7/1 & 10/1 in Southern California: 20%+ down payment, 740 FICO, $1 million loan amount or less 3/1 ARM @...
by Dan the Man for Mortgages | Sep 7, 2023
Too many borrowers are going with the wrong lender, wrong loan program and a mortgage rate way too high at 7.625%+. Do you want to save 2% in your rate? Success story details from Pam and Andy loan last week: $1 million home purchase from builder in San Diego 25% down...
by Dan the Man for Mortgages | Aug 23, 2023
Kickbacks in mortgage lending and real estate occur too often. You may not see it directly in your loan, but many Loan Officers are giving or paying for borrower introductions which COST YOU MONEY. Why can there be as much as 1.50% difference in rate quotes between...
by Dan the Man for Mortgages | Aug 15, 2023
Are you wondering if NOW is a good time to purchase a home, when mortgage rates are so high and there’s limited inventory? Yes, it is, because less people are willing to purchase a home at these rates. But you can refi when rates are lower in the next 1-4 years....
by Dan the Man for Mortgages | Aug 8, 2023
The mortgage market has gotten crazy lately. The NATIONAL AVERAGE 30-year fixed rate searching through Bloomberg.com was 7.41% yesterday. Don’t pay 1+% too much! Best rate: 30-year fixed rate loan up to conventional conforming limits of $726,200 is 6.25% with no...