by admindan | May 14, 2024 | Loan Programs, Money Tip
Are you looking to purchase a home in the next 1-24 months? Are you also wondering if mortgage rates are going to decrease, so you can afford to purchase a home? Solution: Buy a home now with an ARM (Adjustable Rate Mortgage) loan program with a rate lower by 1%+...
by admindan | Jul 25, 2023 | Financial Information, Money Tip
Watch out, some loan officers will completely take advantage of you to make big money. Problem: Last week a financial advisor asked me to evaluate his client’s cash-out refi. The Veteran borrowers wanted $90,000 cash-out to pay off credit card debt and upgrade...
by admindan | Jun 14, 2023 | Financial Information, Money Tip
Do you want to purchase a home? Awesome! Congratulations! Why should you apply for a mortgage loan months or years in advance? Too often, buyers/borrowers start looking at houses first, find the “perfect” home, only to find out they do not qualify to purchase it. Too...
by admindan | Nov 16, 2022 | Financial Information, Money Tip
Home buyers, home sellers and realtors, here is a great tip to help get a home sold, purchased and save money. Solution: Seller paid discount points allow the buyer to get a lower permanent rate and qualify for more house, and potentially same payment they qualified...
by admindan | Jul 20, 2021 | Financial Information, Money Tip
Still looking to refinance your mortgage loan? Now your costs just became .50% lower in fees! On Friday, July 16, the Federal Housing Finance Agency (FHFA) officially ended a controversial adverse market refinance fee for certain loans, usually $125,000+. Many lenders...
