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Success Story: Why the Right Loan Officer & Lender Approves Mortgages

Success Story: Why the Right Loan Officer & Lender Approves Mortgages

by Dan the Man for Mortgages | Jun 16, 2021

Want to hear a great success story? Kita applied for a mortgage at a big bank, WF, in January. They processed her loan for 3 months. Two days prior to the closing date, they declined the loan. WHAT??!! This should never happen, but it does too often, because the Loan...
Money Tip: 90% Debt-to-Income Mortgage Loan for Self-employed to $2 Million

Money Tip: 90% Debt-to-Income Mortgage Loan for Self-employed to $2 Million

by Dan the Man for Mortgages | Jun 8, 2021

Are you self-employed, want to refinance or purchase a home and write off a lot on your taxes? You may be able to get a mortgage loan at the best rates of low 3’s and high 2’s if you have plenty of investment reserves. Solution: Portfolio loan program offered by...
Money Tip: Refinance Your Jumbo Loan to Save a Ton of $$$$

Money Tip: Refinance Your Jumbo Loan to Save a Ton of $$$$

by Dan the Man for Mortgages | Apr 20, 2021

Are you looking to save a ton of money and refinance your jumbo loan with no maximum cash-out limits at crazy BEST rates? Most lenders will steer you into 30-year fixed rate loans because they don’t offer good 10/1 ARM rates. Did you know most borrowers stay in their...
Money Tip: Is your loan amount above $822,375 and you’re still looking to refinance?

Money Tip: Is your loan amount above $822,375 and you’re still looking to refinance?

by Dan the Man for Mortgages | Mar 9, 2021

Rates have been rising steadily since 1/1/21, due to the expected improving economy. I believe rates will continue to rise. Solution: Low rates are still available at the right lenders. Example: George was going to refi with a lender, the best he found was 3.375% no...
Money Tip: Prediction, Lock Mortgage Rate NOW, Rising Market

Money Tip: Prediction, Lock Mortgage Rate NOW, Rising Market

by Dan the Man for Mortgages | Mar 2, 2021

In the last 30 years, mortgage rates are near their lowest point in history. Are you still considering refinancing? Solution: Lock NOW Why? In the last 30 years, mortgage rates are within the bottom 10% of all time. A good example is picking the best time to buy and...
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