by Dan the Man for Mortgages | Sep 7, 2023
Too many borrowers are going with the wrong lender, wrong loan program and a mortgage rate way too high at 7.625%+. Do you want to save 2% in your rate? Success story details from Pam and Andy loan last week: $1 million home purchase from builder in San Diego 25% down...
by Dan the Man for Mortgages | Aug 23, 2023
Kickbacks in mortgage lending and real estate occur too often. You may not see it directly in your loan, but many Loan Officers are giving or paying for borrower introductions which COST YOU MONEY. Why can there be as much as 1.50% difference in rate quotes between...
by Dan the Man for Mortgages | Jul 25, 2023
Watch out, some loan officers will completely take advantage of you to make big money. Problem: Last week a financial advisor asked me to evaluate his client’s cash-out refi. The Veteran borrowers wanted $90,000 cash-out to pay off credit card debt and upgrade...
by Dan the Man for Mortgages | May 23, 2023
Do you want to purchase a home and get the absolute BEST mortgage interest rate in the market? Last week, one of my clients funded their home purchase using my recommended lender versus their option. I helped them get 4.50% rate on a 10/1 ARM, interest only, for over...
by Dan the Man for Mortgages | May 9, 2023
Have you heard about the recent fees being charged by lenders to higher FICO and certain down payment borrowers? Do you want to avoid those fees? Solution: Throughout the mortgage industry are lenders that create their own portfolio loan programs, which means they use...