Money Tip: The Direction of Mortgage Rates

Money Tip: The Direction of Mortgage Rates

Everybody wants to know the direction of mortgage interest rates. People ask me all the time. I should know, I’ve been working on mortgage lending for 34 years and am an expert in pricing and hedging loans. So, if you are still looking to refinance or purchase a home...
Lock-in REFI Rates NOW Before Rising Higher

Lock-in REFI Rates NOW Before Rising Higher

If you have not refinanced yet, you better get the rate locked in NOW. Mortgage rates bottomed December 30th. Now that multiple vaccines are rolling out, infections are down and it appears herd immunity may be reached as early as April, the economy is already starting...