by admindan | Sep 19, 2023 | Loan Programs, Money Tip
Are you looking for the best mortgage loan to purchase a home for the next 3 to 10 years? Solution: Great ARM (adjustable rate mortgage) options of 3/1, 5/1, 7/1 & 10/1 in Southern California: 20%+ down payment, 740 FICO, $1 million loan amount or less 3/1 ARM @...
by admindan | Jun 27, 2023 | Financial Information, Money Tip
Are you wondering why mortgage rates are so high? Do you want to know how long this high rate environment will last? Me too! I’ve been working directly in areas of mortgage interest rates, forecasting, hedging and securitization for 35+ years. I’ve learned a lot,...
by admindan | May 10, 2022 | Loan Programs, Money Tip
Self-employed borrowers have the hardest time qualifying for a great mortgage loan because they write off so much on their taxes. Solution: 90% debt-to-income (DTI) loan program for self-employed borrowers. Details: KEY – reserves (retirement, stock, annuity, bank...
by admindan | May 3, 2022 | Loan Programs, Money Tip, Uncategorized
Looking to close a home loan and purchase in 14 days or lose your big money deposit? Problem: Too many lenders over-promise and under-deliver. Maybe the online Loan Officer didn’t know the loan program details, or didn’t realize you were self-employed or many other...
by admindan | Apr 26, 2022 | Loan Programs, Money Tip
Are you or a friend buying a home or refinancing a mortgage in another state? Want to know how to save a ton of money? Solution: Dan the Man helps borrowers save time and money when shopping for the best mortgage loan in all states. Example: Dr. B is moving to Texas...