by Dan the Man for Mortgages | Nov 8, 2022
One of the best ways for you to prepare for your next mortgage loan to purchase a home is to increase your credit score to 740+ to get access to the best loan programs and lowest rates. Yes, mortgage rates are rising and are expected to keep rising in the next 6-9...
by Dan the Man for Mortgages | Apr 5, 2022
Did you see the news? “The average rate for a 30-year fixed rate mortgage hit 4.67% on Thursday, according to Freddie Mac.” Solution: Find the best rates and loan programs, search 500 lenders of all types. By having a higher credit score and the right lender, you too...
by Dan the Man for Mortgages | Feb 15, 2022
Solution: One lender is offering an AWESOME loan program. Purchase: 660 credit score or higher 95% LTV to $850k loan amount 90% CLTV, 80% 1st, 10% HELOC to $2.5 million loan 80% CLTV, 70% 1st, 10% HELOC to $3 million loan Purchase example: Home value $2.5 million...
by Dan the Man for Mortgages | Jan 12, 2022
Are you wondering if you can still refinance down to 3% to save money? Interesting facts: Very few specific lenders do not change their rates daily based on the moving market Low credit scores may NOT = higher rates Example: Beth has a low credit score at 640,...
by Dan the Man for Mortgages | Dec 14, 2021
Have you ever heard the saying, “Fail to Plan, Plan to Fail?” In mortgage lending, I see people fail at receiving a loan to purchase their ideal home too often. To succeed, follow this plan: Know your mortgage credit score and credit history. Go to MyFICO.com to...
