by admindan | Nov 24, 2023 | Loan Programs, Money Tip
Do you need $100k in cash for ANY reason, have limited income or documentation and looking for the best rate and loan program? Solution: $100k maximum no income doc HELOC loan: 80% CLTV maximum 720 FICO minimum Prime rate + .50% margin = 9% for 780+ FICO (higher...
by admindan | Aug 29, 2023 | Loan Programs, Money Tip
Are you drowning in credit card or other consumer debt at high interest rates? Or, do you want cash to remodel your home and increase the value? Solution: BEST HELOC (Home Equity Line Of Credit) loan at much lower rates and possibly deductible on your taxes: 7.49%...
by admindan | Jul 25, 2023 | Financial Information, Money Tip
Watch out, some loan officers will completely take advantage of you to make big money. Problem: Last week a financial advisor asked me to evaluate his client’s cash-out refi. The Veteran borrowers wanted $90,000 cash-out to pay off credit card debt and upgrade...
by admindan | Apr 18, 2023 | Loan Programs, Money Tip
Here are two very interesting April funding success stories of how to save a ton of money versus the borrower’s original lenders: #1 Home purchase from builder in Texas, $1.19 million, no PMI, no points for borrowers C & J Builder’s lender offered 15% down,...
by admindan | Feb 7, 2023 | Loan Programs, Money Tip
Do you own an investment property and looking to get cash out through HELOC? Yes, these loans are available and I know where to get the best deals. HELOC 2nd options: – 80% CLTV, prime +3.50% margin – 70% CLTV, prime + .25% margin – 70% CLTV, prime +...