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BEST Purchase Mortgage, 10% Down, No PMI, 5% Rate, 5/1 ARM, No Points

Save $1,000+/Mo. by Assuming Seller’s FHA or VA Loan at 3%

Save $1,000+/Mo. by Assuming Seller’s FHA or VA Loan at 3%

by Dan the Man for Mortgages | Oct 25, 2022

Since mortgage rates are so high now and expected to rise more, you could save a ton of money by asking the seller if they have an FHA or VA mortgage loan at a low fixed rate that you could assume. If the seller has 3% rate loan versus minimum 6%+ today n $600k loan...
Future Recession? Best Mortgage Rates in Southern California

Future Recession? Best Mortgage Rates in Southern California

by Dan the Man for Mortgages | Sep 27, 2022

My belief is we are heading into a recession. Are you considering purchasing a home? How do you still get the best mortgage loan for your needs? Solution: I also believe rates will rise more in the short-term, but will drop to lower levels in next 2-3 years. Here are...
Considering Buying a House? Closing in 21 Days vs. 30 Days

Considering Buying a House? Closing in 21 Days vs. 30 Days

by Dan the Man for Mortgages | Mar 1, 2022

What if when you’re purchasing a home the seller requires you to close in 21 days versus the normal 30 days? The scenario for Bob and Ellen on an $850,000 loan, $900,000 purchase price, 740 FICO, single family home, 30-year fixed rate: Lender A is offering...
Self-employed? Don’t File Your 2021 Taxes Before Applying for a Mortgage Loan

Self-employed? Don’t File Your 2021 Taxes Before Applying for a Mortgage Loan

by Dan the Man for Mortgages | Feb 1, 2022

Are you self-employed and considering a house or refinancing a mortgage loan? Do you want to get approved for the maximum loan amount? Solution: Apply for a mortgage loan months or years in advance. With the right highly qualified Loan Officer and right lender, they...
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Recent Posts

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  • 5.89% BEST Fixed Rate 2nd Mortgage Line of Credit, Below Prime Rate December 21, 2022
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