One of the best ways for you to prepare for your next mortgage loan to purchase a home is to increase your credit score to 740+ to get access to the best loan programs and lowest rates. Yes, mortgage rates are rising and are expected to keep rising in the next 6-9 months. So, while you wait for home prices to drop to the bottom, work on raising your score and save a ton of money over the long term.
Joann needed a financial assistance program with a minimum 660 credit score to purchase a home, but her 620 score was too low to qualify. She is working to raise her score while waiting for home prices to drop.
Solution: Here are detailed instructions on how to get the most accurate mortgage credit score for $19.95 per credit bureau.
- Go to website https://www.myfico.com/.
- The basic service provides many credit scores, including one mortgage credit score for one bureau and credit report for $19.95.
- Or, purchase all three credit bureaus for $59.95.
- This doesn’t add any inquiries to your credit report or hurt your score.
- Request as often as desired.
If your middle credit score is not high enough, work on increasing it. For 23 Insider Secrets of How to Raise Your Score for FREE, call me at 714-310-4162. Or, for recommendations on the best credit repair companies.
Special review from happy clients:
“Thanks for your help in securing a refinance loan for our house. We are even more thankful for your love and friendship. That we will always cherish.” —Birgit and Tony
And don’t forget to honor our brave veterans this Friday!
“On this Veterans Day, let us remember the service of our veterans, and let us renew our national promise to fulfill our sacred obligations to our veterans and their families who have sacrificed so much so that we can live free.”
—Dan Lipinski, U.S. Congressman