by admindan | Jun 16, 2015 | Uncategorized
Experience and Licensing 1. What is your license number? 2. Are you a full-time realtor? 3. How many times have you personally bought or sold a home? In what area(s)? 4. How many years experience do you have? 5+ years? 5. How many homes have you sold in the last 3...
by admindan | May 21, 2015 | Uncategorized
When searching for a residential mortgage lender, should you use an online lender or rate comparison service? I say a resounding NO for these 13 very important reasons: 1. Local lenders are familiar with your community’s mortgage services companies, such as HOAs (Home...
by admindan | May 7, 2015 | Uncategorized
Wondering how to save for the down payment on a home loan? Down payment definition: an initial amount deposited at the time of purchase to the lender, from gifts, savings, or other means, which reduces the balance of the loan. If you are a U.S. military veteran,...
by admindan | Apr 28, 2015 | Uncategorized
If you want to raise your credit score…should you use one of those “credit repair” companies or could the lender help? The answer is below! The Consumer Credit Counseling Services of Orange County, a local non-profit, suggest you do not use a credit repair company....
by admindan | Apr 3, 2015 | Uncategorized
Are closing costs keeping you from refinancing a mortgage? If so, a no-closing-cost mortgage may be for you. With this type of mortgage, you won’t need to pay thousands of dollars in upfront fees. But, is the lender really waiving the fees, or are they offering...
by admindan | Mar 25, 2015 | Uncategorized
You were so excited! You found the house of your dreams, and you did mountains of paperwork for the mortgage loan. But OMG! Your loan was denied. What do you do? (…Besides calling the Mortgage Fee Coach, of course.) 1. Always ask the lender why it was denied! By law,...
