by admindan | Nov 25, 2019 | Uncategorized
How Vicki is Saving $279/month in Mortgage Costs If your interest rate is 3.75% or higher, you should consider refinancing using a 10/1 ARM to help save big money. You can get low rates around 3.125-3.25% that can save you tens of thousands in the first 10 years. The...
by admindan | Nov 25, 2019 | Uncategorized
Are mortgage lenders profiting at YOUR expense? In 2019, did you know profits are up at independent mortgage lenders? Read proof in the article from Housingwire. Don’t pay too much for a mortgage loan! See below how to get the most from YOUR money. There are...
by admindan | Jan 31, 2018 | Uncategorized
Your Credit Score Can Cost You $1,000s on a Mortgage Loan Loan approval or denial is partially determined by your credit score. It also dramatically impacts your rate and fees. The higher the credit score, the lower your rate and fees. For example, two scenarios:...
by admindan | Jan 10, 2018 | Uncategorized
Answer three questions for each borrower on the loan, we can clarify the loan amount and purchase price you may qualify : Gross annual income? Total monthly minimum debt payments (car payments, personal loans, all credit cards)? Down payment (yes, it can be zero)?...
by admindan | Oct 4, 2017 | Uncategorized
Homeowners insurance is important and necessary!! Seriously, I know it may be boring, but learning this WILL save you money. In this blog, we will help you research the best insurance for YOU. Why overpay for insurance you don’t need? And why buy insurance only to...
by admindan | Apr 13, 2017 | Uncategorized
In California, there are over 280 different down payment assistance programs. You’d think you were in good shape with so many to choose from. But the trouble is most folks don’t know where to look to find the best programs. I think they make it hard on purpose! One...
