by admindan | Apr 17, 2024 | Financial Information, Money Tip
When you contact an “independent” mortgage loan broker, they usually explain they shop many lenders for you, to find the best deal. BUT, DO THEY ACTUALLY SHOP ENOUGH LENDERS AND TRULY PUT YOUR NEEDS AHEAD OF THEIR PROFITS? Possibly, maybe not, due to research by...
by admindan | Apr 9, 2024 | Loan Programs, Money Tip
My clients are saving the most amount of money by getting a 5/1 ARM mortgage loan these days versus a 30- year fixed rate at 7.526% per Google. Loan program details: 20%+ down payment, 740 FICO to $1 million loan amount 5/1 ARM @ 5.375%, no points, 5.427% APR SFD,...
by admindan | Mar 26, 2024 | Financial Information, Money Tip
Are you interested in learning about the SoCal or Bay area housing market, supply, demand, market changes, interest rates, and more? Solution: Local housing economist Steven Thomas provides a housing report for each Southern California County. It is a statistical...
by admindan | Mar 19, 2024 | Financial Information, Money Tip
Check out this EXPOSE! Borrowers beware when getting mortgage loans from mortgage lenders. Your fees may be higher by as much as 1 point because you DIDN’T shop around or know how to ask for concessions. Per newsletter by industry-leading HousingWire: “Two borrowers...
by admindan | Mar 12, 2024 | Money Tip
If you own a home or are looking to purchase a home in a specific city, do you want to get more info about the area? This tip could save you a lot of money by keeping you safe, providing info about better locations and avoiding the wrong properties....
by admindan | Feb 28, 2024 | Loan Programs, Money Tip
Are you looking to get $100k in cash-out of your house and do not show enough income to qualify for the payment? Success: Borrower Greg was happy to get $100k in cash to support his business expansion and for home upgrades. This is the best Home Equity Line of Credit...