by admindan | Feb 6, 2024 | Loan Programs, Money Tip
Need A LOT of CASH OUT? Do you want a competitive rate and NOT refinance your first mortgage loan? Solution: One lender is offering unlimited cash-out on a HELOC: 60% CLTV, no maximum loan amount 43% DTI maximum Closing costs Or 70% CLTV for $2 million home value...
by admindan | Feb 2, 2024 | Loan Programs, Money Tip
Are you looking for the LOWEST rate mortgage loan to purchase a home? Are you are a W2 employee? Want to save a LOT of MONEY? Solution: Great ARM options of 3/1, 5/1, 7/1 & 30 year fixed rate: 20%+ down payment, 740 FICO to $1 mil loan 3/1 ARM @ 4.875%, no points,...
by admindan | Dec 5, 2023 | Financial Information, Money Tip
Are you wondering about the direction of mortgage interest rates and how they will influence your future home purchase or current home loan? Borrowers are consistently asking about my expectations. I’ve been working in mortgage lending 35+ years. My career was built...
by admindan | Nov 28, 2023 | Expert Advice, Loan Programs, Money Tip
Today, people have so many options of news sources, financial info from advisors, accountants, family, friends, future expectations of the direction of interest rates, values, etc. We all have very different needs. For a mortgage loan, there are so many options: fixed...
by admindan | Nov 24, 2023 | Loan Programs, Money Tip
Do you need $100k in cash for ANY reason, have limited income or documentation and looking for the best rate and loan program? Solution: $100k maximum no income doc HELOC loan: 80% CLTV maximum 720 FICO minimum Prime rate + .50% margin = 9% for 780+ FICO (higher...
by admindan | Nov 16, 2023 | Loan Programs, Money Tip
Buyers, do you want a NO down payment loan with $6,500 in grant money? Solution: a program designed specifically for first-time homebuyers: $6,500 grant for down payment and/or closing costs, no repayment required Up to $750,000 loan No mortgage insurance (no PMI)...
