by admindan | Jan 31, 2023 | Loan Programs, Money Tip
Are you a community professional looking to purchase a home with little or no money down, have solid income and employment? Community professionals: CPA (Certified Public Accountant), CFA (Certified Financial Advisor), doctor, architect, CMB (Certified Mortgage...
by admindan | Jan 24, 2023 | Loan Programs, Money Tip
Looking to purchase a home and want to keep your down payment invested in stocks? Financial advisors love this loan program for their clients. I receive many calls from financial advisors asking if their clients can keep the down payment money in company stock...
by admindan | Jan 10, 2023 | Loan Programs, Money Tip
Do you know a recently licensed doctor looking to purchase a home and doesn’t have much cash in reserves? I recently received a referral from another Loan Officer for a borrower in Massachusetts looking to purchase a home. That lender required 36 months reserves. Wow!...
by admindan | Dec 21, 2022 | Loan Programs, Money Tip
Homeowners are looking for lower costs to finance home upgrades, pay off credit card debt and lend to family members as needed. Prime rate, and the Fed Funds rate, is expected to keep rising to combat inflation and stay high through 2023 until the inflation rate...
by admindan | Dec 13, 2022 | Financial Information, Money Tip
Are you looking for cash out of your home? I have many great options, including a HELOC at 6.09% rate and 6.12% APR. But, what if you are self-employed and don’t qualify for a traditional Home Equity Line of Credit because you write off a large amount of expenses on...
by admindan | Nov 29, 2022 | Financial Information, Money Tip
One of the best ways to save money for the long term is to control your housing costs. As you may have recently read, rent costs are going up. Fortunately, housing prices are falling. By purchasing a home and paying off the loan over the usual 30 years, you can...
