by admindan | Apr 30, 2024 | Loan Programs, Money Tip
Borrower KD is saving 1.235% in her rate versus the average 30-year fixed rate per Google at 7.86% AND NOT PAYING PMI with 10% down payment on her loan by using a unique First-time buyer program offered by a West Coast lender. She will save $498 per month in her...
by admindan | Apr 23, 2024 | Loan Programs, Money Tip
Do you want to save a TON of MONEY with a Home Equity Line of Credit by consolidating credit card debt or using the $$ for a home improvement project? Solution: HELOC with 12-month teaser rate, currently at 3.99%: $1 million maximum loan amount to 70% CLTV 90% CLTV...
by admindan | Apr 17, 2024 | Financial Information, Money Tip
When you contact an “independent” mortgage loan broker, they usually explain they shop many lenders for you, to find the best deal. BUT, DO THEY ACTUALLY SHOP ENOUGH LENDERS AND TRULY PUT YOUR NEEDS AHEAD OF THEIR PROFITS? Possibly, maybe not, due to research by...
by admindan | Apr 9, 2024 | Loan Programs, Money Tip
My clients are saving the most amount of money by getting a 5/1 ARM mortgage loan these days versus a 30- year fixed rate at 7.526% per Google. Loan program details: 20%+ down payment, 740 FICO to $1 million loan amount 5/1 ARM @ 5.375%, no points, 5.427% APR SFD,...
by admindan | Mar 26, 2024 | Financial Information, Money Tip
Are you interested in learning about the SoCal or Bay area housing market, supply, demand, market changes, interest rates, and more? Solution: Local housing economist Steven Thomas provides a housing report for each Southern California County. It is a statistical...
by admindan | Mar 19, 2024 | Financial Information, Money Tip
Check out this EXPOSE! Borrowers beware when getting mortgage loans from mortgage lenders. Your fees may be higher by as much as 1 point because you DIDN’T shop around or know how to ask for concessions. Per newsletter by industry-leading HousingWire: “Two borrowers...
