by admindan | Oct 21, 2025 | Loan Programs, Money Tip
Are you looking to purchase an awesome home AND get the best mortgage rate in the business? Even the most savvy borrower may not know where to shop for a loan. Borrower Mike was offered 6.50% from a BROKER on a $6 million loan to purchase a $12 million home in...
by admindan | Oct 7, 2025 | Loan Programs, Money Tip
Are you looking to purchase a second home for a family member, such as a parent, son or daughter? Or, are you looking to purchase a vacation home? Problem: Most lenders classify second and vacation homes the same as an investment property, due to past fraud by so many...
by admindan | Sep 30, 2025 | Loan Programs, Money Tip
Are you looking to purchase another home before selling your current home and need cash-out for the down payment? Is your home already listed for sale? Great new lender program announcement: HELOC in Southern California only 60-70% CLTV maximum 1.50-1.75% margin over...
by admindan | Sep 23, 2025 | Loan Programs, Money Tip
Are you self-employed and earn plenty of revenue, deduct plenty of expenses on your tax returns AND want to SAVE THE MOST AMOUNT ON A MORTGAGE LOAN? Problem: There is a very wide range of rates from lenders and many lenders don’t offer this loan program....
by admindan | Sep 16, 2025 | Loan Programs, Money Tip
Do you have the income but not the down payment? This loan program will help you purchase a bigger home with less down payment. Solution: A specific lender is offering a portfolio loan program. Purchase loan parameters: 5% down to $1.5 million 720 FICO minimum Owner...
by admindan | Sep 9, 2025 | Home Purchasing, Loan Programs, Money Tip
My friend Jerry is purchasing a home from a builder. Interestingly, builders do not want to lower prices to sell houses. Instead, they offer large amounts of $$$$$ for upgrades, discounted loan fees, rate buydown, etc., to entice people to buy NOW. Take and negotiate...