by admindan | Jan 6, 2026 | Loan Programs, Money Tip
Are you looking to refinance your high rate mortgage loan to a much lower rate? I helped John refinance his primary loan of $1.9 million and second/vacation home loan of $1.4 million from 7.875%(loan by a broker) down to 5.125%, saving him $3,434 and $2,689 = $6,123...
by admindan | Dec 30, 2025 | Expert Advice, Money Tip
Are you looking to purchase a home in 2026? If so, be prepared with a loan approval in hand. FYI, I’ve received a ton of requests for loan approvals and introductions to lenders because buyers want to purchase in 2026. I’ve also received a ton of interest in loan...
by admindan | Dec 17, 2025 | Loan Programs, Money Tip
My new clients C&S are switching from their mortgage company lender at 6.625% rate on a 30-year fixed loan to a 5.375% rate to SAVE A TON OF MONEY. Loan program details: 5.375% rate, 5.793% APR 5/5 ARM, no points 20%+ down payment, 780 FICO $1,760,000 purchase...
by admindan | Dec 9, 2025 | Loan Programs, Money Tip
Do you want CASH for home improvements, consolidate credit card debt, help family to purchase a home, etc.? Solution: HELOC with 12-month teaser rate, currently at 3.99%. $1 million maximum loan amount to 70% CLTV 90% CLTV maximum to $100k loan amount 620 FICO...
by admindan | Dec 2, 2025 | Loan Programs, Money Tip
First-time homebuyers looking to purchase homes in geographically ideal locations for lenders qualify for a very specific portfolio loan program. Check out this loan funding Friday: 5.99% 30-year fixed rate, rate locked 11/7/25 5% down payment (3% minimum) No PMI...
by admindan | Nov 25, 2025 | Financial Information, Money Tip
Happy Thanksgiving Week! I hope you enjoy good times with family and friends. I’m very thankful to have been born and raised in Orange County, CA by two great parents. I’m also very fortunate to have purchased a home and own real estate. I highly recommend owning your...
