by admindan | Apr 28, 2026 | Loan Programs, Money Tip
One of my clients wants to purchase a $2.2 million home, but only has 10% down payment. Fortunately, I found him a lender with a great deal. Loan example: $2.2 million purchase 5.375% 5/6 ARM rate, 5.874% APR No points No PMI $1,500 lender fees ALL STATES 5.625% 7/6...
by admindan | Apr 21, 2026 | Financial Information, Money Tip
One of the best ways to SAVE MONEY on your mortgage loan is to increase your credit score to 740+. If your statement balance on the bill is greater than 30% of the limit, the credit score is decreased because you are using too much in their eyes, even if you pay off...
by admindan | Mar 31, 2026 | Loan Programs, Money Tip
The 30-year fixed rate mortgage seems to be artificially high because of the incursion in Iran and risk of increased inflation and market volatility. Traders expect long-term rates to decrease during the next few months. So, why get a 30-year fixed rate now? Solution:...
by admindan | Mar 26, 2026 | Loan Programs, Money Tip
Do you want a crazy good loan program and rate? Check this out: 4.875% 30-year fixed rate, 5.100% APR No points Purchase only Do you fit their program requirements? 710+ minimum FICO score Earn less than or equal to 80% of the Area Median Income (AMI) Riverside...
by admindan | Mar 17, 2026 | Loan Programs, Money Tip
Are you looking to purchase a second or vacation home and want an awesome rate? I helped Heidi with her second/vacation home purchase loan in Arizona. Program description: 5.25% rate, no points 7/6-year ARM 25% LTV $357k loan amount All 50 states When you want the...
by admindan | Mar 3, 2026 | Loan Programs, Money Tip
Do you have a high rate mortgage because you purchased a home within the last two years? Do you want to start saving a ton of money on your payment? Borrower NM is looking to refinance his home to save a ton of money. Best refinance options now, example: $491,000 loan...
