by admindan | Aug 29, 2023 | Loan Programs, Money Tip
Are you drowning in credit card or other consumer debt at high interest rates? Or, do you want cash to remodel your home and increase the value? Solution: BEST HELOC (Home Equity Line Of Credit) loan at much lower rates and possibly deductible on your taxes: 7.49%...
by admindan | Aug 8, 2023 | Loan Programs, Money Tip
The mortgage market has gotten crazy lately. The NATIONAL AVERAGE 30-year fixed rate searching through Bloomberg.com was 7.41% yesterday. Don’t pay 1+% too much! Best rate: 30-year fixed rate loan up to conventional conforming limits of $726,200 is 6.25% with no...
by admindan | Jul 11, 2023 | Loan Programs, Money Tip
Housing affordability is very challenging right now, when looking at mortgage rates, home prices and income levels. Good news! A July 9th housing report by Morningstar predicts mortgage rates will average 5% in 2024 and 4% in 2025. “The Fed has engineered a massive...
by admindan | Jun 6, 2023 | Loan Programs, Money Tip
Are you waiting to purchase a home because mortgage interest rates are so high? Most buyers are waiting for rates to drop lower. BUT, consider this, when rates decrease to more reasonable levels, many more buyers will be shopping and submitting offers to purchase...
by admindan | May 23, 2023 | Loan Programs, Money Tip
Do you want to purchase a home and get the absolute BEST mortgage interest rate in the market? Last week, one of my clients funded their home purchase using my recommended lender versus their option. I helped them get 4.50% rate on a 10/1 ARM, interest only, for over...
by admindan | May 9, 2023 | Loan Programs, Money Tip
Have you heard about the recent fees being charged by lenders to higher FICO and certain down payment borrowers? Do you want to avoid those fees? Solution: Throughout the mortgage industry are lenders that create their own portfolio loan programs, which means they use...
