by Dan the Man for Mortgages | Oct 18, 2022
Are you looking to purchase a home? Scared mortgage rates are increasing too much? Do you want to Lock in the rate NOW while you shop for ANY home? Awesome Solution: Lock and Shop loan program, new or used home! Loan scenario: 15% down, $1.2 million purchase price,...
by Dan the Man for Mortgages | Oct 4, 2022
Are you looking to secure purchasing a home before selling your current home? Problem: Most lenders will calculate your debt-to-income ratio by including both current mortgage payment and new mortgage payment, so there is no way to purchase before selling your current...
by Dan the Man for Mortgages | Sep 27, 2022
My belief is we are heading into a recession. Are you considering purchasing a home? How do you still get the best mortgage loan for your needs? Solution: I also believe rates will rise more in the short-term, but will drop to lower levels in next 2-3 years. Here are...
by Dan the Man for Mortgages | Sep 20, 2022
One lender is offering this loan program with NO MONEY DOWN to borrowers in Orange and local counties: Zero down to $750,000 740 minimum credit score Primary residence only 6.25% 30-year fixed rate, $6.733% APR, no points, monthly PMI required or 5.375% 10-year ARM,...
by Dan the Man for Mortgages | Aug 24, 2022
Yes, it is still a good time to purchase a home for the long term. Are you looking to purchase an investment home in any state? Best option with only 15% down payment: 760 FICO minimum Rates starting at 5%, depending on FICO 3/1 ARM 1 point origination ZERO mortgage...
by Dan the Man for Mortgages | Aug 17, 2022
Want to buy a home with the LOWEST mortgage rate and payment? Problem: So many lenders offer high 30-year fixed rate loans and don’t offer competitive ARM loans. Borrowers realize current 30 year fixed rates will not stay so high for too long. Solution: 2.625% is the...
