by admindan | Sep 19, 2023 | Loan Programs, Money Tip
Are you looking for the best mortgage loan to purchase a home for the next 3 to 10 years? Solution: Great ARM (adjustable rate mortgage) options of 3/1, 5/1, 7/1 & 10/1 in Southern California: 20%+ down payment, 740 FICO, $1 million loan amount or less 3/1 ARM @...
by admindan | Sep 7, 2023 | Loan Programs, Money Tip
Too many borrowers are going with the wrong lender, wrong loan program and a mortgage rate way too high at 7.625%+. Do you want to save 2% in your rate? Success story details from Pam and Andy loan last week: $1 million home purchase from builder in San Diego 25% down...
by admindan | Aug 29, 2023 | Loan Programs, Money Tip
Are you drowning in credit card or other consumer debt at high interest rates? Or, do you want cash to remodel your home and increase the value? Solution: BEST HELOC (Home Equity Line Of Credit) loan at much lower rates and possibly deductible on your taxes: 7.49%...
by admindan | Aug 8, 2023 | Loan Programs, Money Tip
The mortgage market has gotten crazy lately. The NATIONAL AVERAGE 30-year fixed rate searching through Bloomberg.com was 7.41% yesterday. Don’t pay 1+% too much! Best rate: 30-year fixed rate loan up to conventional conforming limits of $726,200 is 6.25% with no...
by admindan | Jul 11, 2023 | Loan Programs, Money Tip
Housing affordability is very challenging right now, when looking at mortgage rates, home prices and income levels. Good news! A July 9th housing report by Morningstar predicts mortgage rates will average 5% in 2024 and 4% in 2025. “The Fed has engineered a massive...
by admindan | Jun 6, 2023 | Loan Programs, Money Tip
Are you waiting to purchase a home because mortgage interest rates are so high? Most buyers are waiting for rates to drop lower. BUT, consider this, when rates decrease to more reasonable levels, many more buyers will be shopping and submitting offers to purchase...