by admindan | Mar 17, 2021 | Loan Programs, Money Tip
Interested in saving .625% in your rate on a 20% down payment mortgage loan home purchase in Orange County? Josh was already approved with JMJ Financial, a local mortgage company. His loan amount of $580k fit into a conforming high balance loan program. They offered...
by admindan | Mar 9, 2021 | Loan Programs, Money Tip
Rates have been rising steadily since 1/1/21, due to the expected improving economy. I believe rates will continue to rise. Solution: Low rates are still available at the right lenders. Example: George was going to refi with a lender, the best he found was 3.375% no...
by admindan | Feb 17, 2021 | Loan Programs, Money Tip
Do you own an investment property and want to refinance to a lower rate and save a ton of money? So many lenders want to charge you BIG BUCKS on an investment property because they do not like these loans and are too busy for you. Solution: Thursday 2/12/21, Joe and...
by admindan | Feb 3, 2021 | Loan Programs, Money Tip
Know someone with a low credit score (550–620) and want to refinance to a lower rate? Most lenders will say NO, and will not approve the refinance. Solution: Dan the Man will provide a lender offering to refinance your loan now, at current historical low rates....
by admindan | Jan 26, 2021 | Loan Programs, Money Tip
Did you accept forbearance from your mortgage lender? Want to refinance now at these LOW rates to save a ton of money? Most lenders say no, wait 6-12 months before considering it. Dan the Man says YES, refinance after 3 months of deferred on-time payments. Loan...
by admindan | Jan 14, 2021 | Home Purchasing, Loan Programs, Money Tip
Are you self-employed and had a hard time qualifying for the right mortgage loan in the past? Too often I meet self-employed borrowers looking to purchase or refinance their home loans, only to be denied because of big tax write-offs to pay lower taxes. Purchasing a...