by admindan | Aug 24, 2021 | Loan Programs, Money Tip
Do you want a better chance of your purchase mortgage loan being approved? YES! Solution: Starting September 18, Fannie Mae will include twelve months of positive rental payments history in its underwriter program in the loan approval process. Borrowers must: Be...
by admindan | Aug 11, 2021 | Loan Programs, Money Tip
Do you have a BEST EVER success story? Check out mine: John (name changed) had a $4.5 million loan at 4.75% on a $13.5 million home in Santa Barbara County and had tried to refinance with other lenders, but the loan was too complicated and had no approvals. Dan the...
by admindan | Jun 29, 2021 | Loan Programs, Money Tip
A friend of mine called to ask a simple question, which led to more questions. Ultimately, Steve was being offered a lower rate on his $1,000,000 loan. His lender, a BIG BANK, offered to lower it from 3.50% to 3% for free, just sign a few forms sent by FedEx. What?...
by admindan | Jun 8, 2021 | Loan Programs, Money Tip
Are you self-employed, want to refinance or purchase a home and write off a lot on your taxes? You may be able to get a mortgage loan at the best rates of low 3’s and high 2’s if you have plenty of investment reserves. Solution: Portfolio loan program offered by...
by admindan | May 25, 2021 | Loan Programs, Money Tip
No down payment? No problem! Solution: Purchase a home now with NO MONEY DOWN. One lender is offering this loan program: • Zero down to $650,000 • 740 minimum credit score • Primary residence only • In Orange County or surrounding counties only After searching through...
by admindan | May 18, 2021 | Loan Programs, Money Tip
Are you considering buying a home from a builder and wondering if their recommended lender is good enough? Below is the best option in the industry for 6-month rate lock info: • .50% upfront fee, rebated at loan closing • +.25% add to current rates for 180...