by admindan | Jul 26, 2022 | Loan Programs, Money Tip
Do you have a unique request for a mortgage loan? Latest success story: Sarah found a diamond in the rough, a two-unit home for sale at below value because it had fire damage in the back unit. Sarah’s lender declined the loan, due to it being inhabitable. Of all...
by admindan | Jul 19, 2022 | Loan Programs, Money Tip
Interested in saving a ton of money on your conforming mortgage today, purchase or refinance? Problem: So many mortgage companies have high 30-year fixed rate loans and don’t offer a competitive ARM loan. Solution: 4.125% is the BEST today for 10/1 ARM, rate and...
by admindan | Jun 29, 2022 | Financial Information, Loan Programs, Money Tip
Do you have the income but not the down payment? This loan program will help you purchase a bigger home with less down payment, keep money available for investing or allow you to not need to sell stock to buy your dream home. Solution: One lender in California is...
by admindan | Jun 21, 2022 | Loan Programs, Money Tip
Do you have a lot of money for the down payment, but not in the bank, and want to avoid PMI (Private Mortgage Insurance) to buy a home NOW? Case in point: Joanne had $160k in mattress money down payment and wanted a no PMI loan program. The $160k was from years of...
by admindan | Jun 15, 2022 | Loan Programs, Money Tip
Did you read last week’s blog post? I found a BETTER HELOC lender and loan program after researching more lenders. BEST HELOC Solution: 2.99% & APR = Prime (4% currently) – 1.01% margin $200k maximum loan amount $50-200k or 2.99%, 2.99% APR 80% CLTV maximum...
by admindan | Jun 7, 2022 | Loan Programs, Money Tip
Are you looking for the absolute BEST HELOC rate to get cash out of your home? Problem: Too many lenders either do not offer a Home Equity Line of Credit (HELOC) loan or their terms aren’t good because they are not efficient at offering this loan. Solution: One...
