by admindan | Mar 19, 2024 | Financial Information, Money Tip
Check out this EXPOSE! Borrowers beware when getting mortgage loans from mortgage lenders. Your fees may be higher by as much as 1 point because you DIDN’T shop around or know how to ask for concessions. Per newsletter by industry-leading HousingWire: “Two borrowers...
by admindan | Dec 5, 2023 | Financial Information, Money Tip
Are you wondering about the direction of mortgage interest rates and how they will influence your future home purchase or current home loan? Borrowers are consistently asking about my expectations. I’ve been working in mortgage lending 35+ years. My career was built...
by admindan | Oct 10, 2023 | Financial Information, Money Tip
When you are looking to purchase a home, the standard loan offered has been a 30-year fixed rate. But, the average home buyer doesn’t stay in their loan or home for 30 years, the new average is 7-8 years. Solution: Get an Adjustable Rate Mortgage (ARM) now to purchase...
by admindan | Sep 26, 2023 | Financial Information, Money Tip
I’ve researched 20+ credit score repair & improvement companies since 2010. Too many of them are NOT providing a quality service. One of my best credit repair companies researched Experian Boost, which is highly marketed to help you improve your credit scores....
by admindan | Aug 23, 2023 | Financial Information, Money Tip
Kickbacks in mortgage lending and real estate occur too often. You may not see it directly in your loan, but many Loan Officers are giving or paying for borrower introductions which COST YOU MONEY. Why can there be as much as 1.50% difference in rate quotes between...
by admindan | Aug 15, 2023 | Financial Information, Money Tip
Are you wondering if NOW is a good time to purchase a home, when mortgage rates are so high and there’s limited inventory? Yes, it is, because less people are willing to purchase a home at these rates. But you can refi when rates are lower in the next 1-4 years....
