by admindan | Oct 22, 2024 | Financial Information, Loan Programs, Money Tip
If you want the BEST mortgage rates today, those lenders require the best documentation and sometimes patience in getting the loan done. I receive calls daily from borrowers on where to find the best rates. If you are paid by W-2 with at least 2 years of income...
by admindan | Sep 11, 2024 | Financial Information, Money Tip
Are you looking to refinance your high rate loan to a lower rate after purchasing a home in the last two years? Beware: Some mortgage brokers may charge 1.50% points or more on your loan to stick it to you, so they can earn a lot of money at your expense!!! Proof: A...
by admindan | Aug 6, 2024 | Financial Information, Money Tip
Do you know anyone considering a divorce and wanting to keep the current loan on the house? If you currently have a crazy low mortgage rate, here is a little known solution to allow a spouse to stay in the home and keep the loan. It will save you a TON of MONEY....
by admindan | Jul 9, 2024 | Financial Information, Money Tip
Are you looking to save money on your taxes? This is NOT a tough question, as EVERYONE wants to save money on their taxes, both personal and business. Companies such as Turbo Txx, H&R Bloxx and other online tax preparers offer easy ways to input the info to...
by admindan | Jul 2, 2024 | Financial Information, Money Tip
Are you looking for up to $500k in cash-out using a HELOC (Home Equity Line of Credit) and do not show enough income on your tax returns to qualify for the loan? Great news, a new loan program is available for self-employed borrowers: $500k maximum HELOC or $600k...
by admindan | Jun 25, 2024 | Financial Information, Money Tip
Buying a home is not easy. Saving money on a loan is usually not easy. According to a recent study: 54% of home buyers did NOT shop more than one lender for a mortgage loan. BEST news, 45% of homebuyers with a mortgage who shopped around got a lower offer than their...
