10% Down to $2.2 Million Purchase Price, No PMI, $2 Million Loan, 6.00% 5/1 ARM

by admindan | Mar 18, 2025 | Loan Programs, Money Tip

One of my clients wants to purchase a $2.2 million home, but only has 10% down payment. Fortunately, I found him a lender with a great deal. Loan example: $2.2 million purchase, 6.00% 5/1 ARM rate, 6.094% APR, no points, no PMI, $1,500 lender fees, ALL STATES. Program...

Housing Recession? Supply Scarcity? Housing Reports by Steven Thomas

by admindan | Mar 12, 2025 | Financial Information, Loan Programs, Money Tip

Are you interested in learning about the SoCal or Bay area housing market, supply, demand, market changes, interest rates, and more? Solution: Local housing economist Steven Thomas provides a housing report for each Southern California County. It is a statistical...

Success Story, Refinance Now, 5.625% 5/1 ARM, No Points, No Lender Closing Costs

by admindan | Mar 4, 2025 | Uncategorized

Did you purchase a home within the last two years and get a high rate such as 7.375% on a 30-year fixed rate like my client Joe? Joe was able to refinance NOW down to 5.625% and pay NO points and NO lender closing costs by using a very unique lender loan program. He’s...

Need Cash? $100k HELOC, No Income Qualifying to 80% @ 8.50%

by admindan | Feb 25, 2025 | Uncategorized

Are you looking for cash to pay-down credit card bills, remodel your home or something else? Even if you don’t document much income on your tax returns, you should qualify for this stated income documentation loan program. Success: Borrower Greg was happy to get $100k...

Discover How LA Fires Are Shaping the Future of Housing!

by admindan | Feb 11, 2025 | housing, Money Tip

Steven Thomas provides a great analysis of how the Los Angeles fires impact the Southern California market. Steven researches past and current trends to forecast the future for housing, based on science, statistics, and experience in analyzing the data to formulate...