by admindan | May 7, 2015 | Uncategorized
Wondering how to save for the down payment on a home loan? Down payment definition: an initial amount deposited at the time of purchase to the lender, from gifts, savings, or other means, which reduces the balance of the loan. If you are a U.S. military veteran,...
by admindan | Apr 28, 2015 | Uncategorized
If you want to raise your credit score…should you use one of those “credit repair” companies or could the lender help? The answer is below! The Consumer Credit Counseling Services of Orange County, a local non-profit, suggest you do not use a credit repair company....
by admindan | Apr 3, 2015 | Uncategorized
Are closing costs keeping you from refinancing a mortgage? If so, a no-closing-cost mortgage may be for you. With this type of mortgage, you won’t need to pay thousands of dollars in upfront fees. But, is the lender really waiving the fees, or are they offering...
by admindan | Mar 25, 2015 | Uncategorized
You were so excited! You found the house of your dreams, and you did mountains of paperwork for the mortgage loan. But OMG! Your loan was denied. What do you do? (…Besides calling the Mortgage Fee Coach, of course.) 1. Always ask the lender why it was denied! By law,...
by admindan | Mar 18, 2015 | Uncategorized
Here are 5 reasons why 1. The rates you’re receiving may have been quoted on different days or even at different times on the SAME day. 2. Lenders’ access to the best rates can vary dramatically. (Most important.) 3. Lenders’ loan program guidelines may be very...
