BUY NOW, Lock 5.625% 7/6 Year ARM, No Points

by admindan | Sep 29, 2026 | Loan Programs, Money Tip

Why would anyone request a 30-year fixed rate mortgage loan today at 7.58%, per Mortgage News Daily, when 5.625% rate on 7/6 ARM is available with no points?? BEST loan program today: 7/6 ARM loan. Borrower David scenario: $1,160,000 purchase price, $870k loan, 75%...

100% CLTV HELOC to $50,000, No Closing Costs

by admindan | Sep 22, 2026 | Loan Programs, Money Tip

Are you looking for a cash-out to pay off high rate credit cards or to upgrade your home? One rare lender offers these money saving loan options at reasonable rates. Loan Scenario: $800k value, $700k first loan, $50k HELOC, 93.75% CLTV, 740 credit score, single-family...

5.875% 7 Year ARM Rate, 10% Down Payment, NO PMI, Doctor Loan Program

by admindan | Sep 15, 2026 | Loan Programs, Money Tip

Do you know a doctor/physician looking for a loan to purchase a home? Do you want to help them save A LOT OF MONEY? If they search on their own, rates can range from 5.875% to 7.00%+. Check out these GREAT terms: Loan scenario: $2 million purchase, 10% down, 740+...

39 Off-Market Orange County Homes – Pocket Listings Available Prior to MLS

by admindan | Sep 9, 2026 | Home Purchasing, Money Tip

Are you aware of “Shadow Properties” or “Pocket Listings”? I highly recommend it. Who’s Got Pockets is a real estate agent network available to real estate agents. Per Founder & CEO Liz Bates, “For 13 years, Who’s Got Pockets has been free for agents. It’s...

No-Closing-Cost HELOC, Fast Funding: Remodel Now & Debt Consolidation

by admindan | Sep 1, 2026 | Loan Programs, Money Tip

Are you looking for CASH out of your home to remodel, pay off credit cards, etc.? There are great HELOC (Home Equity Line Of Credit) solutions: 95% CLTV, full doc, 740+ FICO, $50k to $199k 6.24% today, (.51% below prime rate), 70% to $200k 75% CLTV to $300k 6.00% with...