by admindan | Aug 4, 2026 | Loan Programs, Money Tip
Clients Liz and Marshall were approved at a mortgage lender with their required minimum 20% down payment loan program and subsequent maximum $1.3 million purchase price. HOWEVER, they wanted to purchase a $1.5 million purchase price. Solution: different lender...
by admindan | Jul 29, 2026 | Loan Programs, Money Tip
Why would anyone request a 30-year fixed rate mortgage loan today? Solution Request a 7-year ARM loan. Borrower Mark scenario: $1,160,000 purchase price, $500k loan, 43% LTV, single family home, 780+ credit scores, loan options: 6.50% 30 year fixed rate, no points,...
by admindan | Jul 14, 2026 | Financial Information, Money Tip
Are you interested in learning about the SoCal or Bay area housing market, supply, demand, market changes, interest rates, and more? Solution: Local housing economist Steven Thomas provides a housing report for each Southern California County. It is a statistical...
by admindan | Jul 7, 2026 | Loan Programs, Money Tip
Do you want to save a ton of money on your mortgage during the next 2-5 years? Client Dan is saving .75% in rate or $278/month or $3,345/year versus the loan offered by Wells Fargo Bank because I referred him to a lower rate and better loan program at another lender....
by admindan | Jun 30, 2026 | Financial Information, Money Tip
If you are looking for the best mortgage loan terms, begin shopping for a mortgage months in advance. Why? Saving money on a loan is usually not easy. According to a study: 54% of home buyers did NOT shop more than one lender for a mortgage loan. BEST news, 45% of...
