Funded: 5.125% Mortgage Rate, Second/Vacation & Primary Home Refinance Loans

by admindan | Jan 6, 2026 | Loan Programs, Money Tip

Are you looking to refinance your high rate mortgage loan to a much lower rate? I helped John refinance his primary loan of $1.9 million and second/vacation home loan of $1.4 million from 7.875%(loan by a broker) down to 5.125%, saving him $3,434 and $2,689 = $6,123...

Buying a Home in 2026? BE PREPARED! There Will Be Competition

by admindan | Dec 30, 2025 | Expert Advice, Money Tip

Are you looking to purchase a home in 2026? If so, be prepared with a loan approval in hand. FYI, I’ve received a ton of requests for loan approvals and introductions to lenders because buyers want to purchase in 2026. I’ve also received a ton of interest in loan...

SAVE $$$$$, 5.375% Mortgage Rate, 5/5 ARM, $7,879 Rebate to Closing Costs, No Points

by admindan | Dec 17, 2025 | Loan Programs, Money Tip

My new clients C&S are switching from their mortgage company lender at 6.625% rate on a 30-year fixed loan to a 5.375% rate to SAVE A TON OF MONEY. Loan program details: 5.375% rate, 5.793% APR 5/5 ARM, no points 20%+ down payment, 780 FICO $1,760,000 purchase...

3.99% HELOC Rate, 90% CLTV, Get Cash Now Up To $1 Million

by admindan | Dec 9, 2025 | Loan Programs, Money Tip

Do you want CASH for home improvements, consolidate credit card debt, help family to purchase a home, etc.? Solution: HELOC with 12-month teaser rate, currently at 3.99%. $1 million maximum loan amount to 70% CLTV 90% CLTV maximum to $100k loan amount 620 FICO...

Buy More Home, 5.99% 30-Year Fixed Rate, 5% Down, No PMI, No Points

by admindan | Dec 2, 2025 | Loan Programs, Money Tip

First-time homebuyers looking to purchase homes in geographically ideal locations for lenders qualify for a very specific portfolio loan program. Check out this loan funding Friday: 5.99% 30-year fixed rate, rate locked 11/7/25 5% down payment (3% minimum) No PMI...